Inexpensive Health Care Tips - 3

Primary and Emergency Care

In response to increasing unaffordability of health insurance in America and justifying his repeated vetos of State Children’s Health Insurance Program [SCHIP] expansions, President George W. Bush declared during an appearance in Cleveland last July that:

“The immediate goal is to make sure there are more people on private insurance plans. I mean, people have access to health care in America. After all, you just go to an emergency room.”

As if that weren’t clueless enough, the New York Times reports today (April 23) that one of the nation’s largest health insurers, UnitedHealth, announced disappointing first-quarter earnings (profits), saying the weakening Economy Has Dented Its Prospects. In short, as premiums rise, employers are dropping insurance plans for their employees, more employees are opting out, and rising unemployment is reflected in increasing numbers of uninsured.

The for-profit industry has also shot itself in the foot by increasing premiums to protect its profits over the quickly rising cost of care, not covering people who may have health problems, and simply refusing to pay for health care for the insured. Medical bills now account for a full half of all bankruptcies in the US, and ER treatment is NOT “free.”

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Inexpensive Health Care Tips - 2

Necessary Medicines

The New York Times reported on Monday, April 14 that Co-Payments Soar for Drugs With High Prices as the nation’s largest health insurers struggle to keep their profits high and their payments for health care low. The new pricing system forces patients taking name-brand medications to pay a percentage of the cost rather than a fixed co-payment of $10 to $30 a month for each medication they take.

The situation, and plans for a public demonstration in San Francisco during the AHIP annual meeting on June 19th are outlined in Insurers target the sickest: Say bye bye to $20 prescription co-pays.

This means that the burden of increasingly expensive health care now affects the insured, who may now have to pay thousands of dollars a month for medications in addition to their high monthly premiums and treatment co-pays and deductibles. America’s sickest citizens are once again being abandoned by a system that was originally designed to spread the costs of their care across a large pool that includes healthier people. Insurers say the new system will keep everyone’s premiums down, just at the time of year that Americans are discovering that they must pay double or more for the same health insurance they had last year. That’s not a very impressive system, considering that all other developed nations on the planet have universal health care.

Thus this installment of the series of inexpensive health care tips will offer some alternatives for obtaining drugs that may be beyond your ability to afford.

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Inexpensive Health Care Tips - Intro

A few months after moving to our mountain retreat I got bit by a tiny deer tick while working to clear the neglected garden for planting. Soon I had fever and swollen glands, seriously painful joints and a nasty rash surrounding the bite site. After a few weeks of this we finally got a little ahead on basics, so I went to the local doctor. He has a little clinic next to the grocery store, comes to town twice a week.

First thing was to check in and lay $60 on the counter up front before the doctor would see me, given that I had no insurance. If I’d had insurance, it would have been $10. Then the assistant took my vitals and I was asked to wait in an overcrowded room with a lot of obese locals and their obese children. I guessed immediately that the primary cause of illness in this rural area had to do with America’s basic poor-person bad diet. But that wasn’t my problem…

$150 worth of in-office blood tests and a ’scrip for a week’s worth of antibiotic later (plus the original $60 just to see him), I found out I’d contracted Lyme disease. He made another appointment for his next in-town day, said he’d give me another week’s worth of antibiotics every week until I was cured. Ha!

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Green Fuel Hope on the Horizon!

Perhaps many readers have become aware of the looming worldwide food shortage, there was a story on NPR’s The World just Monday night (March 31) about rising tensions in the bread lines of Egypt. London’s Guardian reported this past November that the crisis can be attributed to climate change (crop failures and ag diversion of rice and wheat crops) and fuel shortages - both the increasing price of petroleum fuels for transportation and agriculture as well as the diversion of staple food crops like soybeans and corn toward biofuels production.

Soaring grain prices are now exploding into full-fledged food riots in many corners of the planet, while Americans are stunned by rising prices every time they go to the grocery store. As of December, 2007 the UN Food and Agricultural Organization reported that 37 countries face immediate food crises, and 20 nations had imposed some form of food-price controls. Reuters lays additional blame on panicked speculators trading on global futures markets in the wake of recession fears fueled by the increasing defaults among Wall Street’s investment banks and stock market gamblers.

But there is hope on the horizon, particularly for those of us who were smart enough to purchase diesel powered vehicles, despite the ruinous and increasing costs of gasoline. That hope is a new source for producing biodiesel (which can run the entirety of our transportation system, including passenger cars if GM can be persuaded to come off their new diesel they’ve been sitting on in joint patent with the EPA).

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Filed under Alternatives, Biodiesel, Conscious Living, Economic Recession, Energy, Fuel, Green Living, Staple Foods, Transportation | Comment (1)