15 Real Ways to Save Money on Gasoline

June 26th, 2008
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As the ever-rising price of fuel puts a serious dent in consumer budgets (and summertime vacations), it’s a good time for remembering good advice from the past as well as new advice for the present on how to keep your shoestring budget from being hopelessly busted.

1. Mass Transiting
If you live in a city or suburb with access to mass transit, USE IT. The cost of bus, train or subway fare is less than the cost of gasoline plus wear-and-tear on your vehicle for those same miles. Plus, if you can test on the means criteria, you can get subsidy for mass transit to and from work every day.

Plus many cities offer “express” transit from suburban hubs to the inner city (bus main depot and transfer station). This means the bus doesn’t stop every 4 blocks along the way, and you can get to work or home often in about the same time it takes to commute in your car during peak traffic hours (the express buses generally use less congested routes).

2. Carpooling
Carpool to and from work if you can. Big employers often have bulletin boards in the break room where people can request for carpooling, and many metropolitan areas provide relatively ’safe’ long-term parking lots along freeway entrances reserved for carpoolers or express mass transit. This means the people you’re pooling with don’t have to pick everyone up at their homes, but can just pick up and drop off the participants at one location. Regular buses stop at these locations as well, so you can bus to the pick-up and home again.

Carpooling requires out-of-pocket expense just like mass transit does (unless your employer happens to provide the van and gas). It is as cheap or cheaper than driving yourself, as everyone shares the costs. Even if you share a ride with a single co-worker living nearby your costs go down by half.

This requires firm work-scheduling so your participation doesn’t get screwed by your petty tyrant middle-management boss, but many workplaces are beginning to understand that unless they want to give employees a big enough raise to cover transportation inflation, they’d better be accommodating. Some localities offer municipal bulletin boards on the ‘net that allow you to hook up with others who live and work in your area (but not the same place) for carpooling.

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Is Bankruptcy ‘The End Of All Things’?*

June 18th, 2008

* [h/t Frodo Baggins]

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The cost of everything is still rising fast, despite the influx of ready cash to taxpayers in the way of rebates going to pay arrears on the mortgage or electric bill. The number of people losing their homes and losing their jobs continues to rise as well. And in a little-publicized indicator no one likes to talk much about these days, the number of Americans declaring bankruptcy is shooting through the roof - up nearly 30% [27.0] in the first quarter of 2008 over the same period in 2007. As Samuel J. Gerdano, Executive Director of the American Bankruptcy Institute says…

“Bankruptcies are rising due to the heavy burden of household debt and growing mortgage problems. We expect this trend to continue through 2008.

So there doesn’t look to be any break in the recession cloud this year, with indicators that it may well descend all the way into depression by election day in November.

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The Poor Get Poorer Still

June 9th, 2008
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Last month I asked the question, Is It Depression Yet? and linked quite a few opinions of economic pundits about when the recession no one in DC cares to admit we’re in will turn into a full-fledged depression.

In going down the list of ominous signs that we’re going down for the third time, the key ingredient apart from a burst credit bubble was rising oil prices. Well, this last weekend gasoline went over $4 a gallon, and diesel was pushing $5. So while families and workers in cities can start taking mass transit to work and school and just stay home this summer instead of driving to the Grand Canyon, the price of diesel - which runs all our shipping fleets, trucks and trains - is going to cause swift inflation in the price of food as well as everything else that is transported from here to there. It is no longer a wild conspiracy theory that oil will go to $200 a barrel, now projected by the end of this year and possibly right around election time. It could hit $150 this month and no one will be shocked.

Thus I read with interest an article in the June 9 New York Times entitled Rural U.S. Takes Worst Hit as Gas Tops $4 Average. A survey by the Oil Price Information Service did a survey which showed that the price of gasoline has its biggest impact on rural areas, particularly in the Southeast, and that for the people euphemistically called the “working poor” the cost of just getting to work and to the store is quickly eating as much of their income as food and housing. Since their incomes are not rising and aren’t likely to rise, the situation for people in rural areas of the south, New Mexico, Montana, Wyoming and the Dakotas will soon become a choice between food and transportation.

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Necessary Household Basics: First Aid

June 4th, 2008

Clean, Green Living in 3 Cheap, Easy Steps

Part 3: Discouraging Bugs, Treating Boo-Boos

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In this last installment of the series examining inexpensive and natural alternatives to the many household products people spend so much money on through the year, I want to look at the basic summertime first aid kit.

My family lives in the “deep woods” that Deep Woods OffTM was invented to de-bug. We have lots of company during the summer season, adults and children. There’s not much one can do about nasty encounters with aggressive poisonous snakes (copperheads are much more aggressive than timber rattlers, who live in the area but are hardly ever seen) or bone breaks or serious puncture wounds or cuts. Those just have to go to the ER, best thing to do is make that happen as quickly as possible. But there are a host of lesser injuries and situations that can be treated adequately at home, without the fancy, expensive products that contribute so much to a weekly grocery bill.

In the first installment of the series I listed the basic ingredients to purchase - brand name or generic (I get generic, but brands aren’t that much more expensive) borax, baking soda, rubbing alcohol, white vinegar, basic soap flakes (or liquid soap made from your disintegrating bath bars), and added ammonia. In the second installment I gave some recipes for laundry soap, kitchen and bath scouring powders, drain cleaner, surface disinfectants, etc. Now, using the same ingredients (plus a few things from the garden) let’s make the first aid kit and general insect management substances…
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