Christmas in a Depressed Economy

November 14th, 2008
journal

As we move into 2008’s extended holiday period, more than a few families are wondering if there will be a Christmas this year. Sure, some retailers are going all out to stay open long enough to see if anybody’s buying this year, but with consumer credit at a virtual standstill, international trade languishing on the docks and jobs being lost by the thousands every week, it’s a no-brainer that this Christmas isn’t going to be ‘the usual’ consumer spending orgy of Christmases past.

Presuming that your family still has a home, can heat it, and enough income to put food on the table, there are ways to have a festive, meaningful Christmas without going further into debt and without ending up with cheap Chinese junk that nobody really wants or needs.

The best thing you can do for your family is Make Your Own, and involve the kids! We save old Christmas cards in a box in the closet, pull them out around Thanksgiving and use them, plus various saved papers, made papers, trims, sequins, glitter, buttons, studs, etc. to make brand new Christmas cards for the people in our lives. Scissors and glue, a paper cutter, maybe some cutsey hole punches and lots of odds and ends, these cards inevitably get saved by every Mom, Grandma or other friend/relative who gets them! And kids are especially creative in this area. Sure you’ll have to clean up the mess, but a great time was had by all.

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Save Big Money On Necessary Basics!

May 20th, 2008

Clean, Green Living in 3 Cheap, Easy Steps

Part 1: The List of Ingredients

VineSalt

Now that it’s late May, it’s time to stock up for the summer - and our many summer visitors - on things like bug repellant (we really do live in the Deep Woods), anti-itch solution, insect sting remedies, poison ivy treatments, cut and scrape treatments, etc. The basic summertime First Aid Kit, all ingredients of which will be used as regularly as the usual household cleaners, deodorizers, detergents, polishes and disinfectants get used all year round.

Might as well get items that do double or triple duty as household cleansers and disinfectants as well as personal skin and hair care products too. I’ll use this post to make the basic list of things to buy, and later posts will give specific recipes and hints on how to use them to best advantage. And the best thing about these products? They’re Green and Eco-Friendly to boot!

Baking Soda: It all starts with good old baking soda. You can purchase generic or the primary name brand we recognize (Arm and Hammer). It’s cheap either way, and the same product though generic will tend to clump and solidify quicker and easier. Compared against the multitude of specialty chemicalized products you could be buying to do many of the same tasks, you could save hundreds of dollars a year with a cleaner, fresher house and a healthier family to show for it!

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ATG Debunks 7 Thrifting Myths

February 19th, 2008

Selena at Apron Thrift Girl ventured into video this past November, and it turned out so well that I hope it won’t be her last video venture! Here she debunks 7 common myths about thrifting, which may help those who are new to living on a shoestring budget get past their preconceived prejudices and ingrained shopping habits. It also reinforces the things that us seasoned thrifters already know!

If you enjoy Selena’s video, don’t forget to check out her blog! There’s plenty more knowledge where that came from…

Previous Posts About Thrifting:

Thrifting: It’s An Art Form!
Credit Crunch: How to Survive the Recession
Living on Less: The Alternative Economies
The Payoff: Thrifting and Re-Selling
Free Yourself from Debtor’s Prison
Tips for Avoiding Pressure to Shop
Craig’s List: Great Resource or Scary Place?

A Non-Consumerist Way of Life

January 8th, 2008

Habits of thought that won’t cost you a thing…

SaveMoney

My last post offered some Tips for Avoiding Pressure to Shop, mostly in the context of getting out of the usual “girls’ day out” type of expensive, mall-hopping, credit card fueled frenzy that way too many people in the modern world view as entertainment. At least, until the bills come due. Sad statistics demonstrate that if medical costs from an accident or illness in the family don’t lead to bankruptcy, credit card debt will. These are the two biggest contributors to middle class bankruptcies in the U.S. at this time, and as the mortgage crisis becomes ever worse, it’s not going to get any better.

In this post I’m going to offer some ways of thinking that can become habitual without too much trouble, that will help keep you out of debt by not going into debt in the first place. Not everyone can put these to good use, but those who can will find that their shoestring budgets go a lot farther in covering necessities.

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Tips for Avoiding Pressure to Shop

January 2nd, 2008
Shopping

I don’t know about you, but I’ve never been much of a good consumer as that designation has come to signify in and out of recessions in this capitalist-based economy. I don’t “shop ’til I drop,” I don’t buy much of anything new, and whenever friends or sisters try to talk me into tagging along for a bout of binge buying at the mall I come up with every excuse in the book to beg out of it.

And now that I live on a mountain rather far from town (and any sort of mall), I’ve managed to keep from making friends who believe that frivolous spending of vast amounts of money is a competitive sport. I like that about the people here in the southern Appalachians - they’re not nearly so concerned conspicuous consumption as they are concerned about the quality of their natural habitats. Perhaps that’s true of rural areas all over the country, where people are simply not accustomed to spending money as an ingrained habit or mere way to pass the time of one’s life. When we lived in a city of a million-plus people in Florida, there seemed to be at least one strip mall for every household, and they were all making a living!

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